I've been consuming alot of the BP podcast which has made me feel alot better about not having a ton of money to start. 

Now for the next move/challenge:I want to start looking for my next house hack but heard from the broker I had originally used that they cannot use my ADU rental income for DSCR. 

Start saving the percents you mentioned above.

It was a dream purchase for me and my wife, but after joining Bigger Pockets and all the great folks on here helped my move into the STR game.We ended up with a standard 2nd home mortgage that was almost immediately transferred so we just started listing it on VRBO and AirBNB.

I even remember for a while that some of the big commercial tax companies didn't support local returns.Plus until last year (might've started for TY 2022, I forget) everything was paper file only.

It's no guarantee but it's a good place to start.

From Cope Equities:"This project is already begun – no risk of it not starting – it already started, a $44 million dollar project ($29 million in costs, approximately).

When I started in the STR industry I used exclusively nest thermostats and could never get them to lock temps when in dual temperature heat/cool mode.  

I know that insurance has also become a problem in the state, but I'd imagine that an entire state isn't just going to become uninhabitable so eventually things will have to balance out with that.Do you guys think that with all the issues in Florida real estate market, that it would be a good time for a cash investor to get good deals?

It just started, and there's a lot of properties !