It is a great City and I enjoy living there.I’m enjoying learning new things from what BiggerPockets has to offer in all types & formats.

go talk to a local bank and see what they say

We have rentals but wanted to try the fix and flip model to see if we enjoyed it and we did!

I've yet to not have to replace one except in 1 property that the bank put in thinking they were making it livable and able to put it on the market.

85/15 traditional 15-year loan with local bank How did you add value to the deal?

Small local banks .

Some owners want a higher interest rate than the banks will charge, some match the banks, and others will take a low interest rate.How long will you amortize the loan?

I have looked into lot links as well as the Montgomery county land bank foreclosure acquisition program.

Absolutely, but few banks will loan on a park with no infill plan so that moves your capital from the development side to the MH acquisitions side. 

I made an offer on a house and because I am doing 50% financing, the owner offered to lend the other half himself and be paid over the next 30 years, at an interest rate lower than what the bank is offering (albeit, not much lower).