An ever-lengthening wildfire season and the constant threat of “the Big One” can certainly make living in Los Angeles feel like a Darwinian struggle to survive, and the Federal Emergency Management Administration reports that mother nature is more likely to wreck your day in Los Angeles than in any other county in the country—and that’s not even taking our freeways into account!

A lot of people won't look too bad except for medical bills in collections.

Lets call that the :( side.2) And there is the happy side... passive income (syndications, passive partnerships ie medical/dentist offices) and passive losses (depreciation, bonus depreciation via cost segregations common in syndications).

Recently area connects with Buffalo Medical Corridor multi billion dollars project. 

Most likely I would just put it aside as an emergency fund and I would continue to learn and expand my knowledge while I work towards saving an additional 20-30K in savings 

I also know that I don’t want to get emergency calls to fix the neighbors toilet right after work either.

Just found out over Christmas that I have a medical condition that will not allow me to serve in the military anymore and I'll be forced to retire sometime during the next 2-4 years.

It's my emergency fund.

So talk to your insurance agent about a workers comp waiver form.There’s probably some big investors out there right now who tomorrow are having people doing work in their properties who do not have a certificate or it’s somebody’s cousin helping them do demo because they’re doing demolition on a unit and the person doesn’t have adequate medical insurance.

The primary focus being on turnkey medical and professional office for owner occupants.