They are not cheap but they are good. 

In those areas the rates you quoted are normal.

Hi,I'm looking for landlord insurance for a couple rental properties (SFHs) in NorCal (Manteca, Tracy, Lathrop area), and was looking for good investor-friendly providers at competitive rates.

Hi all,I am currently house hunting for my first home in the Aurora, CO area and am interested in finding something with a finished basement that I could create a separate entrance for (assuming one doesn't already exist) and rent it out to tenants and make a dent in the mortgage payment given this high interest rate environment.

Sean,The rental dwelling market for many areas in the Northeast have seen both rate increase and Insurance companies pulling out.  

High property taxes might be offset by better rental rates, or vice versa.

Have seen some great flip/BRRRR opportunities for cheap in Chattanooga, TN.

@Dan Heuschele I was referring to long term mortgage rates NOT FED funds rate.

If due on the 1st, do you pro-rate the tenant's portion of the rent for the remainder of the month when the lease starts and also prorate their portion for the days in the last month up until the lease expires?

There is a high percentage chance that those closing costs are actually going to buy down their interest rate.