thanks @Brian BradleyIn regards to an umbrella policy, what do you suggest an investor get, in terms of coverage, in relation to his or her net worth?

Without knowing all the details (ARV, amount of repairs needed, other debt on the property etc) its tough to advise you properly.

So long term, in my opinion, I always take higher quality location SFH over multifamily house hacking but if the latter is the most and easiest access point into REI then definitely roll the dice.

. § 704.44.)Essentially, because of something that may not even have been intentional by the landlord, the tenant will get to live in the landlord’s rental property for free for the tenant’s entire tenancy, even if the tenant was not damaged because of the prohibited language in the rental agreement.You can read the details on the website of the RPA, which is the largest REIA in Wisconsin and will try to fight this. 

I purchased a short-term rental property a couple years ago that requires crossing another landowner's property for access.

Long term Ive been looking close at Mesa.

HELOC better used for short term, ideally for under a year.

The program provided valuable insights into market analysis and helped me develop a clear vision for my mid-term rental (MTR) strategy.One of the things I appreciate most about the program is its inclusivity.

The other house is a short term rental. 

In my opinion the best use of a HELOC is for short term needs like a credit card.