Quote from @Robert Villarreal: Thanks for the response, Ryan.

As I prepare the unit for the next tenant, I'm finding the gas stove cooktop and the inner oven glass particularly challenging to clean.

So what was the lesson? 

Also the interview is a big part of decision making, because most important is to have a person who is responsible and keeps your property clean.We don't look at bank statements, but we do want to see the last pay stub before we sign the lease and make sure the employer and the amount matches the application.

Point of the post : Over time, I have taken the DIY route on a majority of my properties and have learned a ton in terms of trade work.

I have found a couple but they want me to insure my primary as well as the rental.

You may also be able to simply QCD the property in your LLC but you run the risk of the current lender calling the note due because of the transfer. 

What is the process?

I’ve been in the real estate business for almost three years now and have completed five deals: one buy-and-hold long-term rental, one short-term rental, and three fix-and-flip projects, for which I helped raise capital.

If your second home is located in a federally declared disaster area, you may be eligible for temporary mortgage relief options such as:- **Forbearance**: A temporary suspension of mortgage payments for up to 12 months.- **No Late Fees or Penalties**: During the forbearance period, you won't be charged late fees or have delinquencies reported to credit bureaus.- **Repayment Options**: After the forbearance period, you won’t be required to repay all missed payments at once.