In Florida and specifically my area sometimes it is hard to market a property at a certain price and advertise the energy quality of the home. 

However, in many cases you likely won't be able to obtain by-laws until you are under contract.I would have your attorney include a specific "HOA" rider in the contract for this exact reason- It basically would require that you have ample time to review the governing docs of the HOA, such as master deed, current by-laws, current year’s budget, and last two years of audited financial statements, association meeting minutes, etc. 

A CPA who's familiar with your books would be able to answer your questions in a more specific way.

I've been licensed for a little over a year, but really had no specific idea about what I wanted to do with my license.

Springfield has a lot of crime but it's also very, very large and like Worcester, it's concentrated in specific areas.

It's best to be upfront with them and let them to tell you what the best policy would be for your specific situation.

or am i reading this wrong?

Been told specifically that "this loan officer here will write them"...and then you call that loan officer and they aren't even at that company anymore. 

I know that DFW and TX in general is booming and have great underlying fundamentals with population growth, however I am specifically interested in understanding perspectives as to whether or not South Dallas would be considered a "path of progress". 

This happened earlier this week and right now it is suppose to be on a limited trail basis for specific listings, not across the board yet.