B is working class, traditional neighborhoods with stable occupants. 

The beauty of the liability policy is that is will also pay all defense costs, which can get very costly, so best to put that expense on the insurance company. 

INSURANCE□Do you have adequate property and liability insurance of each property and do you have the correct type of insurance?

Can one get home insurance on student leased home?

You are also going to need to carry insurance in every state you are licensed in, which will drive up yoir costs.

There are places like Indianapolis and Milwaukee with $50k duplexes that rent for $600/side.If your property isn't losing money and you want to keep it, I'd try to find a way to increase your rent (renovations, etc) or cut your costs (change insurance, refi, etc).As far as amortization, my feeling is that you either want no loan, a very short loan (so you will own it free and clear soon), or a very long loan (so you can cash-flow better).

It is also recommended that the LL have an ANIMAL -- not pet -- policy covering care, animal waste, vaccinations, insurance, inspections and damages.I would inspect and immediately charge for damages. 

I need help answering an insurance/tax question for which I am getting varied responses from the ‘experts’.

The taxes of the property will weigh on your qualifying ratio and so will the insurance...and both of those will require a Loan Officer with knowledge of the local market you are moving to in order to calculate properly. 

Thanks BP community:Earlier this year I found a 7 unit converted house, submetered gas and water, fully rented, stable market just received marijuana plant with 130 jobs, and have a 72-year-old motivated seller who is unloading some of his properties as his children don't want them.