Real estate investing can be an incredibly lucrative venture, providing the opportunity for savvy investors to build wealth and secure financial stability.

Because what I mean by those "unexpected repairs" is that I simply set aside a set amount of the gross rental income each month as sort of a safety net aka just incase money for things such as a leaking pipe that I didn't know was going to happen before it happened thus it was "unexpected"So... technically I can't take out that 1% because that's just my own safety net savings I set aside but from that savings if something does happen that year and I have to make a repair that does end up as an "operating expense" since I have now spent that money and not just set it aside like with the unexpected repairs moneyHope this isn't too confusing to understand but now that I am reading over this I think I have answered my own question :D

To me in the end, I am looking for the loan officer that provides the best service. 

Discover how partnering with CityFHEPS can not only boost your rental income but also contribute to providing safe and affordable housing solutions.

Each investor should achieve the same IRR unless their is a different waterfall that provides different returns based on investment amount. 

Long-term rentals provide an attractive combination of cash flow and appreciation if you can purchase them at the right price.

We have been using Liberty Mutual for years but recently we received the mail saying they do not provide rental insurance for single family house anymore(We are assuming it is due to Lanhaina Fire).

If you anticipate negative cash flow initially, consider how you plan to address this situation in the short and long term.Before making a decision, it's advisable to consult with a real estate professional, financial advisor, or accountant who can provide personalized guidance based on your specific financial situation and goals.

Over the many years, I've seen these things destroy a lot of people.IMO for a short time they provide happy days, but inside them is the shark that will "come a callin' ".As a very conservative investor, these are not on my Swiss Army Knife, but I recognize the Risk/Reward situations they are used for.

Had Insurance thru Mercury a Commercial account with 6  sfr properties and have been canceled because of safety issue . and was fixed but not in the time frame they wanted. and they canceled  me completely.