About 44% of all felons commit new felonies after serving their time which means you've increase the risk of criminal activity on your property by 36%. 

With that being said and a lot more factors, I do think short sales will be more prevalent.

The the POF letter is not very committed so it would be the soft POF that you mentioned.

Relationships and networking are key...don't commit too much until you understand who they are when they are sad, mad and glad.

@Rich LennonWarren Buffet says "Writing a check separates a commitment from a conversation."

Nevertheless, I am not deterred and even more committed to succeeding in the RE investment field.

ie on Cash a full letter/commitment from the attorney stating the funds will be available 6/16. 

The BP community can help you along the way, but you have to commit to yourself first.

If your in-laws want to win, see if they can get far enough with their lender to get a commitment instead of a pre-approval and confirm how quickly they can close.

@John Kilhafner As long as when you got the mortgage, you had every intention on living in the house for the 2 years, you're not committing mortgage fraud, so that's a good thing.There are two schools of thought on what happens if something changes.