This is structured with layers of removal because of Dodd Frank to keep the lender player from telling the appraiser to do anything.

@Matt Parker you are in sticky territory here and if you do anything wrong, and the tenant pushes back, you'll lose in court.There are 4 loopholes to SB 608 on why you can terminate a tenant.

However the pro's of less cash down is your if the market turns sour you lose less while the bank bears most of the risk and it also frees you up with cash to potentially invest elsewhere.But these are just from me reading and would like to hear the professional guru's opinions of which path would you take as a newbie in investing (or buying RE in general). thank you

Googling the entity name might yield more information about who the key players are, and you can use the tax assessor website to search by name and see what else they own, and if there is a lead to be had through one of their other holdings. 

After accounting for stimulus checks and increased unemployment benefits, how much did they actually lose?

Not saying you will get sued or you would win or lose, no idea, but that is the point. 

That means you will probably either pay a lot more and/or will lose a lot more deals before finally getting one.This is not meant to be discouraging, but newbies often quit when they find out how hard it is to get started, and the method you're using (FHA loan) will likely mean you have to have more patience than the average investor who already owns a personal residence and is looking to expand into rentals. 

outside of putting vents in, you do lose any potential access points though so that may be a con for you. 

You're not in a good position to buy right now and not only would you be getting in over your head you would be losing money. 

THIS IS WAY TOO LONG. this document is critical to a wholesale investor because it is what protects us from any dishonest sellers/buyers cutting us out of a deal. i do not want to know what it feels like to lose money on a deal just because i couldnt get this figured out.