These are people who may very well be ready to downsize and pull the equity out of their home.Another market is the Financially Unstable.

Where you could see the greatest amount of "sticker shock" is if you purchase a newly developed center, because the previous year's assessment value could very well be based on a half-completed building.- Texas is a non-disclosure state. 

Either way, every person is responsible for their own financial well-being.

We would only be physically living it in perhaps a matter of days. 

It's the closest thing to being there without physically being there.

My wife and I are both feeling physically sick dealing with this.

Tell your wife to think of it as a duplex that you own could very well be your tuition assistance for your kids.... if they plan on attending college.My wife and I are doing just that.

But there may well be options that fit what you are looking for. 

Do you physically need to go online and pay or is it an automatic withdraw?  

Also, repairs do not have to recapture when you sell the house too.Regarding selling your house:Since the rental space was physically part of the living area of your home, such as a spare room used as rental room, the rental usage doesn’t affect your gain/loss calculations and will qualify for the full exclusion given you meet all other requirements for capital gain exclusion under Section 121.However, gain attributable to depreciation claimed cannot be sheltered with this gain exclusion.