I would stay personally liable for the mortgage. 

Personally no, but it's just something I don't like to deal with. 

If they charge you when you bring in the repair person, that seems wrong. 

I do not have any LLC, was thinking to close in my personal name.

The loan we were applying for is an FHA, which stipulates we must provide a signed lease for our half of the duplex (to be newly rented out) but for the other half which the parents "own" (in reality all three are equally owners of the entire property.) we would need to provide proof of rental income on our tax return, however her parents claimed that so we seem to be SOL.The mortgage is covered, we can rent it out no problem, but the underwriter is saying on paper it looks like she is responsible for the whole duplex and the rent for half of it is unreportable.

Since I'll be living in one of the units, my personal preference is to find something on the newer side, which would likely mean higher rent/unit but I'm worried the higher price point would limit the tenant pool. 

If so, that is the easiest-just say you had a number of applicants and you've rented it to another person. 

If not please delete this post.Can anyone recommend an architect company who is familiar with ADU and is responsive, organized and creative in problem solving?

But would love to chat and connect and build a team of amazing people who are dedicated to growing not only professionally but personally as well. 

My direction is a personal choice - free and clear.If you are in a position to start saving for your first primary in a year.