The DSCR is my best vantage point to begin with my situation.I have experience owning a rental for over a decade and flipped a personal residence recently.     

Other than lending limitations, I can't think of any cons - always better to have clean, segregated bookkeeping and general separation between what is "business" vs. what is personal.

Now the neighborhood only allows three unrelated persons in each house.

The laws haven't changed since 1997- and your personal home 'tax exemption' may be over the limits, due to years of appreciation in the real estate market.

This is not my company, so it's honestly just coming from personal experience. 

It ultimately comes down to your personal preferences.

This is not legal advice, just friendly information.An LLC is like a new person.

Why would you want to move the deal into your personal name?

First thing to understand, St Cloud area has a significant % point of rental units too ownership far above state average, with that knowledge at hand know regulations were far more relaxed for some time, and than a few persons came into the market and took advantage of that freedom and in short created a situation that forced the city into action, it's just that simple.

You can see if their coaching/personality style speaks to you.