If you are interested in value-add opportunities that require construction debt financing, the smaller banks who are more nimble and offer this product care more about liquidity than income.

Of course, this worked for us, but for others and their terms / requirements out of the deal may be different.Good luck!

There is no requirement for earnest money.

In the tranquil landscape of Upstate NY, the quiet allure of vacant land listings may sometimes go unnoticed due to apprehensions surrounding profitability and the considerable investment required to prepare the land for development.

If you are class c with carpet and wood paneling granite will not add value but require leas maintenanceIn a $750k home you better have granite…I agree a dishwasher, washer dryer and parking are more valuable.

Even if you meet these requirements, depreciation deductions for luxury cars have limits, requiring fancy calculations and potentially resulting in tax hits.

With it being on your primary residence, there isn't really a way to get around DTI requirements. 

We don't look at your income and require a ton of paperwork.

But, all the judges kind of added that requirement on their own and would not give you an eviction order unless your notice said the exact thing they wanted. 

If your property meets all the requirements, you will get the loan.