I know some folks buying long term puts on homebuilder stocks, expecting margin compression.Consumer Corner: Credit Cycle shifting?

I also have some other things going on, which are cycle dependent, from which I hope to pivot into real estate. 

Land in more marketable locations will generally hold value better regardless of where in the cycle we are.

That being said, different markets and different market cycles lend to more favorable circumstances depending on your marketing efforts and focus.

As a result, investors might find themselves stuck in a cycle of over-analysis.To overcome analysis paralysis, I advise real estate investors to take several steps: Set Clear Criteria: Define specific investment criteria and goals.

With carrier crackdowns and a new election cycle coming up, I wonder how much longer people can continue to do cold texting. 

The freeze/thaw cycle will bust the dirt up into a powder by Springtime. 

I would recommend first taking a step back and figuring out how much risk you are comfortable with, and deciding if you are conservative or aggressive or somewhere in between on the spectrum.Personally I’m a conservative investor and so at this stage of the cycle I am only looking at sponsors with at least one full real estate cycle with no money lost.

That kind of stuff was more common 7 to 10 years ago at the bottom of the cycle recovery.

They’ve gone up substantially.Perhaps Lucas Carl could jump in and give an opinion of where we are in that cycle.