To your point, owning a retail center with 40% LTV still might be tough on DSCR right now with things going on.

REITS have performed well over the last 10 years but several are in serious trouble right now especially office and retail so you need to be careful and do your homework.

You can always pile up a massive opportunity fund. 

My current emphasis is on managing and retailing properties.

Right now I am a retail manager full time, but real estate is where a lot of my energy is going. 

I currently work for a retail giant but also hold my real estate license ( to buy my own properties).

I know I have to move forward and I think BP is just the place to help me reach my goals.Here are my goals: 1) Start a Wholesale/Retail business to raise capital. 2) Invest in properties that will Cash Flow. 3) Eventually invest in Apartment complexes.I look forward to your advice!

All this to say, take advantage of the massive amounts of knowledge you can find on this forum.

I'm currently on the Illinois side in Edwardsville and have been looking for multifamily and commercial retail in St.

They might say they are okay, until it is a massive PITA for them.