If you are fix & flipping, they bring you deals that you can partner with them to F&F and they have the contractors, lenders, mentors and project managers that make it a one-stop-shop.  

We shopped a couple of banks (National Penn was/is offering 100% equity on HELOC's) but decided to go with our credit union (PSECU) because they charged zero fees, and paid for the appraisal.

It's a great coffee shop and the head barista is a latte art world champ.

It is a 3 bedrooms 2 bath home and is close to the interstate and shopping.  

That's odd though because I reached out to two separate mortgage officers and they both told me the same thing; apparently I need to shop around a little more.I understand that this should sometimes be factored in as the cost to play but consistently after factoring in the water, PMI, lawn/snow potentially, etc., I just couldn't justify it in comparison to a conventional loan on a single family.

Hi All,I'm interesting in buying a property has two apartments in second and third floor and a coffee shop in first floor. the zoning code for property is cmx1. my question is that how difficult to convert the first floor into the third unit. i was told convert a commercial space to a residential will be easier than convert a residential one into commercial one.

Stop price shopping and start talking to people.

I have a very close contact who is a CRE developer, and he wants me to jump ship and head over to his shop at some point in the future. 

Since you're just starting out getting out there to meet people and talk shop is probably the best way to get the lay of the land.

Shop your local smaller banks.