The loan at $132k with 6% down to 10 years would require the household income to be around $5,234 per month.  

The concept of taking utility bills off the table for consumers and giving them one less thing to worry about could be a pretty strong selling point, though there is a huge wildcard for occupant behavior.

I'm also a tech guy so i'm into futuristic concepts.

I have no kids, but we played it with our nieces back when they were in their early teens.I'm a huge fan: It's far more realistic and relevant than, say, Monopoly.For one thing, you'll be introducing your children to critical real-world concepts like debt, budgets, and cash flow.

As a concept, basements are a horrible idea...they are forever problematic, even when built for occupancy.

.$18,000 for heads of households.$12,000 for singles.This seemingly benign change can adversely affect vacation-home owners, because their allowable itemized deductions (including those for vacation home mortgage interest and property taxes) may not exceed their standard deduction amount for 2018-2025.

You are smart to step in to help advise but that is the best you can do unless you both are contributing to your household expenses and the difference she has to pay towards the condo will create shortage in your household. 

The basic concept is simple, but it is hard to do.

@CJ Witmer I think you may not have provided the question in a clear concept to your CPA based on the response you received.

If you can pull off the concept, the returns would be extremely high.