Unless Amazon moves into the RE market, and starts stacking shipping containers, renting them to millenials as studio apts, and undercutting me on price, I'm going to be good. 3) On the other hand, if liquidity dries up nationwide, as it did in 2007-9, I suppose the worst case scenario is that my bank doesn't want to refinance a few of my 5/20 year/am term loans.

What do we need to transfer this to our LLC? 

I even considered exotic dancing, but alas I have a dad bod so that wouldn’t work out 😀Balance transfer credit cards at 0% for 12-15 months.

In any kind of transaction, you have to find a way to add value if you want to get paid.People don't typically hand you a house in a desirable neighborhood with zero repairs needed for less than the full market value.

Most people do this to save on transfer taxes.

You definitely don't want to get in trouble with fair housing.As for your second question about the applicants who don't qualify based on income, as soon as they hand you the application and you see that they don't qualify, you should explain that to them. 

Along with lower intelligence comes low social skills and standards which means much greater hands on management.

Or is this the old "define sale" argument about transfers vs. sales?

I personally like the offices that are more hands on and have other motivated agents working in the office.

Thank you, Aaron, our "cash on hand/savings" situation is actually pretty good and we have a great relationship with our local credit union through which we have our current mortgage.