However, there are multiple programs that I utilize for my clients that give a savvy investor extra credit if the market rents fall below in-place rents - that extra credit comes in the form of 110% of the market rent being used for underwriting. 

Purchase price: $180,000 Cash invested: $40,000 Sale price: $299,0004 family flat, 3 units occupied rents all at $625.00 increased all to $750 with 3 month,6 month,12 month and month to month options.

Presumably, equity will increase, and if all the experts are right, rates will go down leaving you with an exit option of selling or refinancing. 

@Mojgan Azar Second the opinion of Option A where you get to stay hands on with your investment.

My exit strategies are to either rent or sell, as I see both options being profitable.

I currently invest in PA with plans to venture off in in New Jersey also.You have an option of hiring a property management company or self-managing if you decide to invest out of state.

It could be any side-hustle you want just as long as you like it and your able to save some extra $$$.2.

If you have a kid in school, it's a great option. 

If you want to discuss the options you're considering in more details, please feel free to message me!

Maybe they'll work with you and make one special for a bit extra?