Hi,
I am trying to decide whether to stay with Travelers and increase my deductible or switch to Steadily, which is much cheaper. I've read some posts here about insurance but wanted to ask again if there are any upd...

The house is not on a water.

My goal is to gain enough knowledge so that in the future, I can flip a house.

Hi- Considering a lake house. 

Pet Liability InsuranceAlthough you might hate the idea that your dog needs liability insurance just because other people think he or she is potentially dangerous, it’s better to pay for the coverage than to face paying for injuries out-of-pocket or becoming separated from your canine friend due to housing restrictions.If you don’t have pet liability insurance and your dog bites someone in your home, you have a lot more to lose than just your dog.

Wildfire risk is also nearly non-existent close to the coast, and haven't yet heard of hurricanes or tornadoes, but you will notice a tsunami sign or two..Electricity, water and general operating costs are surprisingly 'affordable.'

I am planning on starting my investment journey here as well and beginning with house hacking.

My preference is to actually have to separated as cost efficiently as possible, but also wouldnt mind the ADU and main house shared meters as this would save me costs on my initial construction. 

Basically around $500 per house.

Looking to Gain House Flipping ExperienceI'm eager to jump into house flipping and willing to work for free or minimum wage to learn the ropes.