Here it is:I'm a mortgage loan officer.  

Wanted to float some thoughts with you all, My home is currently valued at $220k, originally purchased for $155k fifteen years ago.I have enough cash on hand to pay off the remaining mortgage of $120k and have a paid off home to either live in or rent out.   

But if you are literally trying to start out with as little money out of pocket as possible, mailing could be cheaper.

I have a rental property already mortgage $1500 month leased for 1 years ($2000).Nets $500 month I have a $450 loan out and that's all my debt.So where does this leave me for trying to qualify for s home loan for no more than 80k?

I would not have a problem covering the higher mortgage payment.

Shoveling walks isnt any cheaper than the plowing , because the truck is there , you pay for the truck and driver . 

First time poster here.I put in an offer on a short sale property with two mortgage companies involved.  

u can not require in most states for tenants to do maintenance only to keep neat and tidyI offer a base rent -0 per cent above market and an early "on or before rent due date received" payment discounted rentNot a late feeIf you do NOT enlist in a mortgage qualification coaching service and leave the tenant to procrastinate on get loan pre qualified, in 30 years of doing lease options I see the tenant not being successful at getting a home loan

I'm wondering if it makes sense, since I'm the trustee of the estate, to try and mortgage the property, distribute the proceeds to my siblings then hold the property as a rental.

If i get approved for a Maryland Mortgage Program loan that covers 20% of my down payment, will i still have to pay for a private mortgage insurance?