There's too much gray area with lease options and lots of pending litigation, I don't think I'm equipped to answer this.

Dwelling (Building coverage)The limit should be based on the Replacement Cost of the building (cost to rebuild withthe same kind and quality excluding the foundation)2.

However that is generally a bad idea and rarely works out well.

You could keep the existing ones if they are not THAT bad, as a way to help keep cash coming in, but plan on taking them out in the end and just develop it all as duplex or 4-plex.

@Dave Foster As usual, good news or bad news, Dave has the answer.I'm on my boat right now enjoying my first adult beverage of the evening.  

Just over 2 k a month in your pocket is not bad.

We were thinking about fixing our bad credit 1st then once we are at a respectable credit range we wanted to see what we can qualify for?

Are some sites more current or better quality than others?

If the ducts have been closed off and the octopus has been cut out, as it should have been when the building was retrofitted for a hydronic heating system, the remediation damage won't be that bad.5.

A few just didn't think to build any credit, or they are new to the country, or young and have very little credit or employment history.People who are habitually bad at managing their money and credit do not qualify.