I think you need to analyze your customer profile(s) and accurately respond to their actions (paying you) based on business and market knowledge.

They presumably made their loan(s) with knowledge of the terms you initially recorded.

This would in concept increase your CoC from 12% to potentially higher given the rate to borrow is in the 5's which translates into a 6.80% mortgage constant meaning you have to earn a min cap of 6.8% (based on 80k value) to break even.

I have also noticed many more SFR “FOR RENT” signs staying in front yards a little longer/later into the semester.Despite those observations, Aggies need places to live and the school(s) in the BCS area continue to expand.

It is located 4 minutes away from the Indianapolis Speedway, 10 minutes away from downtown, and resides in a C-class neighborhood of Indy. 11 abandoned mobile homes (1960’s and 1970’s models) on the premises.

If you have elected to be taxed as an S corp or a C corp that is a different situation and you should talk to a good accountant.

@Rahul Handa go back through the 1,000's of posts on here about market crashes over the last few months and you'll get your answer.

I am a buy and hold kind of person, no desire to buy and flip.My wife and I are in our 20’s so we are looking for individuals we can build lasting relationships with.

But even if you found someone willing to do that, the whole idea of doing a BRRRR is that, once you're done with the rehab, you rent it out and then refinance to pay back your investor(s). 

(if you have one)- You're in your 40's so it's time to start thinking about being more risk adverse.