Looking for GAP funding for project in Stockton California ... !!

[Patrick Roane]

Hello out there to all of you brave souls! 

We are new to the game and have been looking at potential flip and or BRRRR opportunities in the Stockton Lodi area of Northern California. We found a bank owned property 3/2 SFR in a better part of Stockton that needs around 30k of work. Asking price is 207K and the ARV is around 250K. We plan to offer around 200k

We are thinking about getting a conventional loan at 80% but need to come up with the 20% down plus the money to fix it up- this is where we are having a challenge. 

Any recommendations as to how we may be able to either finance or somehow come up with the 20% plus the 30k in renovations costs?

Thank you!