Will the HOA be increasing or have special assessments in the next 2-5 years?

- To refinance it needs to increase in value by 18% which means four years.

Given that the "portfolio" page is marketing designed to entice investors to invest or raise confidence in your investor acumen it should be accurate.

You can read the books in the BP bookstore and watch videos on YouTube and gain enough knowledge to get started and buy a small multi family house 2-4 units to house hack or just rent out and self manage.

I'm confident in the future.

We actually have refinanced all our loans from when we first bought them to lower rates so over time our income increased because now we have low interest rates. 

If you want to pay off debt faster and increase cash flow, consistent monthly payments might be best.

@Chris Martin So, if I am understanding these charts and perhaps your point, its really the credit cards and other revolving plans that have increased?

I only have one section 8 property and have had good luck on having all my suggested rent increases approved.  

The deal still makes sense even after factoring in a 60% increase to the HOA fee.