It says the debt service is $97,994 / 12 = $8166.00 per month .

A "portfolio loan" is a loan which is serviced by the lender who issued the funds (i.e. held in their portfolio), rather than being packaged together with other loans and sold on the secondary market.

At the beginning it sounds like you want to scale at a good pace to improve your retirement prospects, just remember the more cash and free cash-flow you have, the more options are available!

I don't like the national services.

Does it have to be a third party service that charges you monthly, or can it be done by a plumber without monthly costs to third party?

If you go out of state, there is no reason to constrain on Dallas until you have done your research.I would expect that some who use neighbourhoodscout do it because it saves them time and money, not because the service is altruistic. 

If so I would redo them and negotiate at least to deduct price of what those services costs as well as what new things came up that did not come up on the first inspection.

For example if you do mailers but don't want to take the calls then hire a call service to do it.  

Good morning BP,I am looking for recommendations for mold remediation services in SE Wisconsin.  

They have 3 service dogs and are stating that the pet fee should be waived.