@Matt MorganAn IRA may use debt-financing such as a mortgage secured by IRA owned real estate.The mortgage must be non-recourse, meaning there is no personal guarantee coming from you or any other disqualified party to the IRA.  

As far as loans are concerned, there are banks that will loan to you if you have a job and will back up the loan with a personal guarantee.

Exactly.. people arent getting the returns they like anymore in the stock market and they would rather get a guaranteed 10% return on hard money loans, even if its over the course of a year.

Consider selling part of the note, you can guarantee the payments and you'll do much better.

But no guarantee if it is current.

Hi All, Does anyone use Rent Guarantee Insurance?

One thing to keep in mind @Samuel Quinones even if you go the LLC route you will be personally guaranteeing all loans given to your LLC. 

By leaving the arrears in the rent side of things, I would think that he is doing you a favor, guaranteeing that you can collect all the fees.

(Follow-up by asking if that is truly the least they would take.)Will you consider leasing the property to me with an option to buy if I guarantee the mortgage payments and maintenance?

., higher rate, personal guarantee, more down payment then with a 2 to 4 unit.