Glenn,You and your mother may request a Certificate of Insurance for the Liability policy - I’m not sure if they’d consider clients certificate holders and therefore give you a copy but it’s worth a shot.

I've never done this when applying for a new card BUT I've found this department to be generally helpful and you may be able to say - Hey Amex, I qualify for this offer for a new card with Discover, I'm a loyal Amex card holder, is there any kind of retention offer you can make me that would come close to this Discover offer.

So basically I want to find the current note holder and buy the first position note.

In addition to this, the actual permit holder of your license is JOSE E MIGUEL with BROHIO CONSTRUCTION.

(I rent to a voucher holder family in my house hack in Washington DC).Here is the podcast episode I referred to above, which also features Joe: https://www.biggerpockets.com/blog/rookie-podcast-03coronavirus-crashdos-donts-recession-veterans-joe-asamoah-steve-rozenberg

In Iowa, you would be listed as primary on the assesor's site and the deed holder as secondary, even if there is a bank mortgage as that is not listed on the assessor site but it is recorded.

I have single family buyers who bought properties in Maple hts a few years ago for 40-50k that are now worth 100k+ so it's good for them and a lot of other buy and holders in the area, and I expect that trend to continue.  

Most insurance companies have a formula that has numbers far higher than necessary and will not allow the policy holder to lower the numbers.

There are also co-op sponsor units which can be sold with holder of unsold share rights which allows the purchaser to rent out the unit indefinitely as long as they don't occupy the unit.

They’re like the holders in football…no one even knows they exist until the s#%t hits the fans!