This is more efficient than individual LLCs for every property but still isolates liability.

Your energy is always best spent in the present and planning for the future.

Yesterday while at a local REI group meet up, one of the guys was talking about finding The Syracuse Landlord Property Improvement Loan Program.

@Eric O'neil Build a team around you that can bring in disciplines that you're not efficient at- do you need a RE Agent, Contractor, Closing Company, Partner with Money?

Use lead certified contractors if doing any work/repairs/improvements. 

Sell "as is" and they can make any improvements they want.Or, you can sell on a lease option same terms but with a 3 year option agreement.Or. you can rent the units out if zoning doesn't allow selling each side.

-If your credit is too low, banks won't generally lend to you, so you'll want to figure this out and improve your credit if need be.

You mentioned capital improvements, would this be similar to an upgrade rather than fixing AC or replacing water heater etc?

Knowing where you want to go begins with knowing where you are, and with that in mind I reached out to a national bank just to see what kind of mortgage I could qualify for and how I would best improve my current situation in case I needed to use conventional financing.My credit score is mid-700s, about $15k in consumer debt (which is coming down).

I know there are several sources out there to obtain lists so who do you guys consider to be the most cost efficient?