@gopinath @Gopinath Chandra A few red flags: 1) multiple emails to the company had no response. 2) bank finance terms were very bad. high interest means banks consider this high risk 3) sponsor had no deals in the past 2 years 4) solar panel bond may be an issue when they resale. 

If a contractor tells you they don't have enough money in their personal account to float payroll for a week, that's A HUGE red flag and you should find someone else.

I think the risk there is that once you flag that mortgage as having been part of the whole 'subject to' thing with that lender, which violates the due on sale clause, they will flip their you-know-what and call the note due and payable in full.The 'subject to' things only continues to work as long as no one explicitly brings it to the attention of the loan servicer, and if they for whatever reason don't notice.

IMO that's a huge red flag that they will be a nightmare. 

As far as a reliable contractor american contracting direct in honeybrook has been good to me.

He also has a collections record for an apartment in texas from 2012 for 1200.00, and an evictions flag in the smartmove report for a judgement of 135.00. 

We had the same problem with our own American Standard toilet in our master bathroom.  

Seems like a red flag that she is able to pay a year up front.  

So, I'm hoping with some help from some experienced people on here to avoid any major red flags or pitfalls.  

While it is a great place to live, if your job forces you to commute to VA (by car), the traffic to get over the American Legion bridge is horrific.