You could get all fancy and stuff with the wrap-arounds and the subject to's and all of these other clever tricks to hide that you are taking over the home but contrary to popular belief, lenders aren't stupid, and i've seen too many accelerations for transfer without written lender approval to do so, to think otherwise.

I transferred to Las Vegas when given the opportunity, to begin my investing career.  

The killer in PA to the put in your name to borrow and then back into LLC to hold concept is the sizable transfer tax the PA Dept of Revenue will want to see paid at each changing of the deed.

I guess the bank got rejected for title transfer by the county earlier this month.

I'd recommend small local banks for something like this.Your insurance number seems high - I'd shop around on that and combine it with your personal home / auto for a multi policy discount.Regarding your question on security deposits, yes they generally transfer as a credit toward closing.  

@Paul Stephan legally, the seller must disclose any known defects… That transfers to the listing agent if the agent is aware of the defects they would put their license at risk by not ensuring that the seller discloses defects  in the sellers disclosure notice ....  

As long as they can transfer clear title, that's what is ultimately the goal and let them make that decision for you. 

They are eager to JV with me here in Colorado on the condition we can transfer what we are doing here to Walnut Creek CA.I'm a cash buyer fix flip and hold SFH and typically pick up properties at auction.

. $20K cash with a promissory note/agreement for the remainder to be paid upon court ordered transfer of the props.  

I then checked in with the owners regular real estate agent and found that the people I was dealing with had been accepting paypal and wire transfers for summer rentals they didn't own for the last 2-3 months.Anyway...I have no idea what the laws are in MA, so I'll explain as if it were in my home state of New Jersey.