I'd say play the long game. 

When a civil engineering contract is put together, it is traditionally for a fixed price "PLAN CHECK CORRECTIONS INCLUDED".

In traditional wholesaling I do an assignment.

Hi everyone, I have the opportunity to buy a house that is worth approximately $120k for $75k. I have no cash. My inclination would be to borrow the money from a private lender and then refinance into a conventional, ...

. :) Ive read a few beginner rei type books, and am aiming to narrow my focus from the general reading to more targeted focus of individual methods for getting in the game.  

Just like with a traditional 30 year loan you wouldn't divide it by 360 (months). 

I would like to scale up into the apartment game.

A bank can re-appraise your loan and decide if you don't have enough skin in the game, they will demand you put more money down.This, from what I know, has only happened twice-Savings and loan crisis (1990s?

I'm done with that game!

They just want a spot to play video games and get drunk