Is there another way I can keep the money I owe her easily accessible in case I need to do early repayment like a Heloc?

A few things I didn’t mention in the original post:- I’m a licensed Realtor and have access to some additional tools and services - background check, zip docs, etc. - my mom, also a realtor, lives close and is “managing” the property while we’re away. - the tenants: long story, but they are the parents of a pregnant neighbor, who is a RE Agent too.

Stop talking and close the deal.

Please stop spamming BP with fake accounts and fake referrals.  

This can help you access quick financing but beware that the onerous terms can be tricky to manage if your rehab projects goes behind schedule.

I am new and firmly in the education stage of my future real estate career I have read some great books and have been listening to the pod casts non stop.

I stopped listening to that book to search for the "Bare bones, I'm a dummy, what the he** are they talking about" version of how to begin to learn about REI.

I’ve purchased two personal homes in my life and that is about where my experience stops.

They typically have to cut open the walls, remove any damaged/affected material, dry everything out, and then build it back up.I'm really surprised the mold remediation took place without first determining - and stopping - the source of water.

Oaklyn also doesn't have a PATCO stop like Collingswood does.