Should be an easy breakdown for those who are tracking their campaigns properly.

However, TransUnion might be treating it kind of like a revolving account in which your "credit limit" was your original loan balance and your current balance is whatever you owe.

There are plenty of horror stories here on bigger pockets about buying occupied rentals without doing proper due dilligence.

One would think the developer/contractor used in a higher end project would have used rhe proper fill and compacted to spec.

-----With regards to dual/limited agency, laws may vary from state to state...however, in Utah...with proper documentation and adequate disclosure it's perfectly legal.

I do have an established HELOC 0.00 balance 2nd on the rental.

Yes, a proper Reg D private placement with all the attendant paperwork.

A MC needs to ensure problems are properly resolved.End of year statements like 1099 are standard.

I've got decent credit (however, I've got roughly 84% UTL on my credit cards, which is going to drag my scores down to the low to mid 600's.)I could easily pay off the balance, but then that would eat into my cash to invest.

This evening has been spent reading more BP posts, visiting a few facebook pages and getting all the information together on the properties I am going to call on tomorrow.I know I couldve done more, but it was a productive and family balanced day!