We did all of the work on this property ourselves, but anticipate using more contractors, etc. in the future.

For example, if there's a plumbing leak and they say they can handle it, politely decline and send your professional plumber over instead (or do it yourself).Always keep the relationship business-like.

The price seems to be about $200k less than anything you could find in San Diego county.I agree with the other comments that you should always go with the worst-case scenario in analyzing the deal (plus the contractor is a better expert for repair costs than your agent, but I would get multiple bids).It doesn't seem like there is enough meat on the bones for this deal. 

Number 2 the hard money lender is going to require the contractor to do repairs before getting paid.

You'll also need to see invoices paid and talk to contractors on any work done to the community.

I was held up a month for a plumbing inspection so plan to increase your hold times as it will take longer.Are you buying the property from a builder or owner?  

@Kris Mo Consider your big capital expenditures; roof, hvac, plumbing, etc.

I could have the whole tree removed for $500 more than just removing the debris, but I don't know anything about trees to know if that's actually worth it (even the tree contractor I want to use said he didn't think it was 100% necessary).

Anyone in the Bay Area/Pinellas have some quality, investor friendly General Contractors in their Rolodex?

This is a renovation loan where you package all of the rehab expenses into the loan and all the repairs and rehab items are completed by a contractor of your choosing after closing.