@Brandon Malone the only reason to consider a tenant proposed upgrade is if you were planning to do it at some point anyway (and I am saying consider, not necessarily approve)This isn't something I would do unless of course it is a high end property and there is essentially a chefs kitchen where the expectation would be a gas range.

My family and I are planning to upgrade our living situation in a few years but we live in a HCOL (New York City) area so it’ll probably take that time to save up the down payment.

https://www.thimble.com/small-business-insurance/additional-...https://www.propmhomes.com/blog/additionally-insured-v-addit...I plan to circle back with my broker but does this check with what others have heard?

At the end of 2023, I purchased an empty lot to build a single-family unit, that I plan to live in for at least 1 year (rent or sell in 2025).

If it takes you 8 months on a house instead of your planned 4 months, the interest on the hard money took all of the profit from that project.

These are our first two in the area, but we plan to continue to invest here.

Failing to comply with these requirements could result in penalties or even the cancellation of your mortgageAre you planning to refinance?

I’m planning to do house hacking as my first step.

Keep your options open, adjusting plans based on appraisal outcomes, and remain agile in your approach.

I started off in webinars, reading posts from the outside, and planning of to get 'skin in the game' before posting.