background:  - Mortgage free  - moved out two years ago   - Still furnished  -  HOA fee $100 month  - has an expectation of getting same value of homes sold in neighborhood that have been updated even though his still looks the same         from original build in the 90's

Here are some response rates I can share from my pilot of 371 recipients, which I mailed up to 4 times over a 3-9 month period.

Because of the lower offer, I plan to have a very short option period.

We could list it near 280k if it was updated.

Now i got an updated prequalification letter from the lander for 370k with 20% down.

I am sure you put the holding period in to consideration when you did your numbers. 

The numbers above seem to make you a competitive buyer in the current FL 2018 market so I will actually buy something at that price with a 12% interest hard money loan, get it rented, eat the negative cash flow for during the seasoning period, and ultimately refi through a regular bank down to 5%.I will list the property addressI will list the bank used for refiI will put up my deal analysisMy property management search infoMy experience as a hard money borrower (Disclosure, I am a partner in the lender I will be using, but for this project, I will pay full freight as if I was a beginning borrower)I will put up all my expenses on the projectWhy should you pay attention to this thread?

The private companies that specialize are really nice to use they have great features and more updated info than the title companies sometimes.   

PERIOD....no exceptions.

Any updates on the swing set?