If this is the case should I find another banker and if I do how do I go about it without running my credit multiple times, further bringing my fico down?

Did flight test engineering with them tho, a lot with UAVs, and now that I quit them I'm back to instructing (yay!)

Multiple (around 3) thinner coats of finish is better than fewer thick coats.

By the time she was 18 she had endured two separate 3-year stints with braces, multiple oral surgeries and implant surgery.

Allow for multiple appraisals with an appraiser (or appraisers) of your sole choosing.

TREC is time tested and most Title companies are familiar with it so that's a bonus but it can be confusing if you're not trained on each paragraph.

Great way to get experience and test the waters of REI.

[/b]Good day Bp,So i took my course about 2-3 month and passed my course test , completed the fingerprint process,and went ahead to apply for approval through the DBPR. as I was caught up in the moment (excited and pumped up ready to take my state exam I sent in my application for approval to them) ..... in the DBPR app I included one of my recent ( and only ) charge which was a misdemeanor for possession of Cannabus of <20 grams ( it was literally $10 worth,which was not even mine :the marijuana was property of my acquaintance who's car we were in.Long story short: the officer pulled up to my friends driver side of the vehicle automatically spotted a nug of the grass on his lap asked that we both stepped out the vehicle.

Unfortunately, we've seen multiple bid scenarios with each property so far--and haven't gotten that first deal.  

Around here, the only property - other than vacant land - for sale under $100K is either a dilapidated 2-bdrm "shack" on the outskirts of town (and it's listed at 89K) or an old house in a very rural setting.Even bank repo "Johnny Canuck" house {65 - 70 yr old, 1.5 story 2-3 bdrm houses built by/for returning soldiers after WWII} full of deferred maintenance are going for $135K {two in the last two weeks}.The 30-40K houses and 89-100K 4-plexes you read about on Bigger Pockets is what is enticing investors here to look south (sometimes even further south than the U.S.A).If I had enough cash-on-hand to be purchasing multiple 4 - 6 unit properties outright (at 250-500K a pop), I'd be in the private lending business and not the buy-and-hold business.