Do you recommend any wholesaler that operates in the DMV area, or any nationwide company that's trustworthy.

There are a few companies that will help connect you with out of state turnkey properties and management companies. 

There are two companies and split about 60/40 across them.1) My dad has been using his HELOC but it's a bit of a mess on accounting, so I'd like to get away from that. 

How long did it take before you hit a major obstacle or large unforeseen expense that you needed your reserves for? 

@Kris HaskinsA lot to unravel but if they recorded your deed for purchasing the property prior to the ratification of the sale then that creates issues which the lender should have gone with your closing.The agents and title companies in this are a mess as how did it not show up on title or with the listing agent what was going on.

And are you seeing major weather events impacting occupancy rates? 

This property cash flows before the ADU.Now im about to graduate college I make more than enough to live on due to having another profitable business with a partner though I have some major personal life changes coming  that will take a lot of my income but I will still be able to save an amount I am happy withIn this position where should I go?

The escrow company and attorney I work with have seen this exercised 1 time in 30 years. 

You can google "debt collection" or "debt buyers" to find companies who do this.In general, be prepared to collect pennies on each dollar of debt owed to you.

It is close to 2 major roads through the area.