And by the way, if you mainly go out and get private funding through networking and referrals you don't have to worry much about SEC stuff.

I did that for a solid couple of years.My main goal(one of them I guess) is to be able to goto grad school and have a good foundation set.

My main concern is the legality of the purchase option agreements.

I mainly use my website to refer potential renters to additional information/pictures of my apartments.

If you use the mail merge function of Click2mail.net then I am not your person.My cost is .31 per card not including postage or .62 per greeting card.I use click2mail.net It is a learning curve for sure and it is a yucky yellow or white card.The main point of mailing is do it several times.

One column may be for <60%, second usually 65%-70%, third at 70%-75%, and so on with changes at each additional 5%.Other factors that affect the rate but not usually not tied to the ltv though are:property typestateloan sizeSo you cant always assume that a loan at 80% will have the same rates/costs as a lower ltv; even if you have top credit.These changes to the pricing will mainly affect investors looking at properties up to 80%.

Sounds great - we've got a boatload of REOs for sale in south Riverside, mainly Temecula...When / where are you planning on meeting?

Did they make a bad decision or choice?

The main reason I chose to move to Birmingham is the housing market here still cash flows.

Mainly, in the duplex/triplex market i Phoenix, AZ.