Also real investors do NOT shop cap rates. 

At the end of the year, go month-to-month, start shopping to buy if you still want to, and patiently but diligently work to find a really good deal ... you can cash out refinance your down payment if you need to and the rentals would still cash flow ... you don't want to rush into a $1M purchase.

We have a town home in Plano at the Shops at Legacy.

It's walking distance to everything (hospital, huge malls, shopping area, international schools), it's within a rising business district (lots of companies are transferring offices here), it's beside a national park (no other building will obstruct its view), and the business district where it resides is sandwiched between two major business districts.

I solved the electric problem , I have a garage that I use as a shop and it is on its own electric meter , thats where the well is powered from .

Also, do these fees vary from lender to lender and can you save by shopping around on the closing costs?

However, if you want a one stop shop, the place to go is www.City-Data.comUnder whatever city, croll down or search for "See full list of schools" and there will be a link you can press that will go to a page like this one (for Kansas City): http://www.city-data.com/school/Kansas-City-Missou...That should be all you need.

We have one Section 8 property, the tenant lives above a garage/shop that we own and use for the company, in our community, it is not an issue, each unit is considered on it's own.

As far as HELOC, I have shopped around and Santander back approve me for $90,000 with a 5.5 rate.

Perfect time for holiday shopping.