I have raised money before, but its always been from investors that I know on an individual project basis. 

Regardless,  the government is doing a damn good job of stepping up to provide everyone with more than enough subsidy (both individuals and businesses) to get through this situation.  ($600 +  unemployment for months? 

What do you all think we should do:- combine the parcels and just get a bigger loan (total would probably be around 285-300k for the loan) in order to get the cash out (about 40k)- leave it until the taxes are reassessed (probably 3.5k less then I would calculate) - refinance as individual properties-other option we are not thinking of?

I have calculated the rehab costs and vetted each individual deal to the best of my ability.

Since I have a high-risk tolerance, I'd probably invest in mostly individual stocks and some ETFS/index funds. 

Ultimately with the sellers financial situation, this house will go to foreclosure in the next few months and I want to see if anyway I can help this individual out and make a deal.House value: ~320kMortgage 1 on house: 130kMortgage 2 on house: 30kIRS lien: ~120kchild support lien: ~40kThe child support lien I know is not negotiable.

It was done by city, not by individual. 

A:"Individuals who operate a sole proprietorship or as an independent contractor andeligible self-employed individuals."

Curious to know if landlords are using Cozy for 3-4 tenants in an individual property or just setting it up through 1 of the tenants for the full amount?

For Sole Proprietors, Independent Contractors, and Self-Employed Individuals: The sum of payments of any compensation to or income of a sole proprietor or independent contractor that is a wage, commission, income, net earnings from self-employment, or similar compensation and that is in an amount that is not more than $100,000 in one year, as pro-rated for the covered period