@Michael Lang,Indeed - your thread title was well chosen.The entrepreneurial mindset differs quite radically from the consumer mindset.The consumer mind says, "How much does it cost?"

We screen, including calling vet, charge a pet deposit and have rules in the lease about maintaining dog damage, flea/tick meds, and no disturbing the neighbors with barking.

Net worth of assets in businesses is not included in the FAFSA application.

The mortgage has a small balance of $22,000 with a $232 of monthly payments which includes principal, property tax, and fire/water insurance.

You have enough info right now, and including the REIA meeting networking, to be very dangerous.What you need to do now is this:1 - Learn Market Analysis.  

A Protected Tenant is also a tenant who is terminally ill as certified by a treating physician licensed to practice in the State of California, regardless of their length of tenancy.Application fees submitted will not be refunded, including when it is determined that a tenant is a Protected Tenant.

In fact I need to know everyone who is living there including their pets.If you are currently living in a home with a lease option, I doubt that it allows you to sublet it unless that was written in before you signed the agreement.

@Darren BradleyYou will have no shortage of active investors to partner with, including me, if you find a deal.  

Property is EOG and I need about 20 windows in all including the smaller basement windows.

Yes this is time consuming but you want to become efficient with it.