I think its very important to do something that satisfies you personally and not just monetarily.

THAT IS MUCH MORE IMPORTANT than saving more money or how much money you have.accredited investors (those that have income exceeding 200k a year or a net worth of over 1 million) have only one thing - EXCESSIVE CASH.

More specifically and importantly, doing that with my newfound analysis knowledge.

I started in this business few months ago, and i think i understand it but i am missing the most important part which is the note holder !!

It is also very important that you understand the real world expenses, not the guru nonsense.I would strongly suggest that you start with a SFH.

Most important we need people who have "Sticktoitiveness".

Ok, perhaps not that complicated but requires you to go that extra mile anyway vs. just purchasing as an individual.I do agree that home equity is usually cheaper money but there are a few reasons I can think of to use a mortgage on the investment property instead: (1) you will continue looking for other investments in which case, access to maximum cash via your HELOC may be important; (2) you *may* end up with positive net income on the property without having the mortgage writeoff - this means a visit from the tax man.

I'm looking for advice on on what to say to my buyer's agent and more importantly what not to say.

Besides dragging your score down, this is the most important thing lenders look at.

“The Journey is as important as the destination” Keep in mind that real estate is a process that typically does not produce immediate cause and effect outcomes like many things in life.