Between using GMail, Google Docs, Calendar, and the Google Apps marketplace, there is so much you can benefit from.There are tools that pick up slack where Google isn't the best, things like GQueues or Salesforce, or Top Producer.

Very thankful to be self-employed, that my family is healthy and to soon have a group of family and friends with us.There is snow on the ground and winter is here.

I was just wondering is there a formula anyone uses to evaluate possible Income producing propertys,...Any help would be great!

Your good Property Managers know this and do their best to keep their 1/12 interest producing income.Everyone that has been on BP for a while know my situation.

In your 30s, you will likely have a family and will want insurance -- luckily, most of us are pretty healthy in our 30s and can get a reasonably priced 20-30 year term policy.

Hope everything goes smoothly and you have a healthy child!

Setting it to the proper temperature is one part of the picture, and I posted earlier on how I do that.The other part of the picture is that bath faucets have scald-safe limiters built-in; these also need to be set up and adjusted properly to limit the temperature that can be produced at the faucet.

The desire to succeed can overcome fear and they are much more likely to do the work necessary to produce success.

I'm still growing my assets and there are years that my net worth declines slightly which is okay because fundamentally I know my assets are producing and paying down the debt so in time net worth will grow even more.

That's a healthy month if you ask me.