Plus you can listen to podcasts anywhere, whether you're driving to work, running, working in the garden, walking down the street, etc. 

But I now realize that the text in your post fully describes the way I feel about some people running the regulatory institutions, including the top dogs in Washington.

The issue arises when the lender is not on as a loss payee and the owner takes the funds and runs.

I have made things "work" for a while now, continuing to learn as I go, but I keep running into property management that gives me bits and pieces of info and insists that my units are "difficult" to keep renters in.

I used RAL Construction, run by Richard Leon.

You have to walk before you run!

Some structural engineers said to do it, others said it was not necessary. 

David, we can all run numbers until we are blue in the face, the cows come home, or until the Atlanta falcons can reverse time and not blow a 28-3 lead... that being said, beyond just the numbers, look at the unit structure.

I am a newbie looking to hit the ground running!

I haven't managed to put something under contract still.The unfortunate truth is that I've run out of money, and am afraid to go back to working a corporate job again.