We are recnetly married.We are hoping to put only her on the loan as I am going to school and currently have 7 rental properties and no savings or income so I am pretty much tapped out.My wife has a steady job with solid income and excellent credit.

Good tip there.I will be adding a nest, and it will be linked with an alexa (for multiple reasons, including security features).  

folks I know that do a lot of section 8  are not that concerned with total income  more concerned with their basic credit and if they have been evicted in the past.

The coins (or credit cards these days) your tenants drop into the slots should more than compensate for their costs.

@Chris Keator Just a little tip:    if the sub's scope of work is over $5,000 hold $500 retainage either 30 or 60 days following the "acceptable completion" of their work.   

Fast forward 3 years... we’ve both built our credit, bought our primary residence, have two kids with a third on the way, solid middle class jobs, and some consumer debt.We were gung-ho to get going in 2019 after bonus and tax time to get a rental property finally.

Either lack of credit, poor credit, lack of landlord references, income requirements, better qualified other candidates , etc 

Hi,I am in the process of deciding a tenant whose credit score is 556.

So glad you've discovered Bigger Pockets early in your real estate investing journey...and it looks like you've already made some good contacts here from your area....A few tips that may be helpful to you here on the BP website:You can set up keyword alerts so anytime someone posts about KC, Enterprise, or any of the specific markets you're evaluating, you'll be notified.

I have excellent credit, steady income and plenty of cash reserves.