A tip I learned by working with a great lender @John Capehart was that conventional loans only allow the buyer to get 3% in seller assist for closing costs whereas FHA loans allow for 6% of the purchase price to be covered by the seller for the buyers closing costs(usually about 5% of the purchase price in my area).

Hey All,I constructed a 34 unit apartment building which has a conventional flat torch down roof.

Then you can do a rate and term refi into a conventional loan, wait for the cashout at 6 months, or cash out in about 3 months with commercial. 

They are locking in crazy low rates with 30 year conventional financing and looking to hit very specific metrics on their returns. 

You should be able to use a conventional lender, and just do an investor cash out refi (I know you don't have a loan, but they still call it a refi).

Todays market, use conventional financing and you will need to waive most contingencies to secure a property in DC/Bmore areas.

Has anyone ever refinance a conventional loan into a commercial?

I have four STRs in Boston and there's so much draw to the area due to education, medical, work travel, tourism, conventions, etc. that I consistently had 90%+ occupancy rates for most months.

insight would be nice.details:We live in california and the home is Florida at$115,000Its a conventional loan with 20% down at 4.125% interest

Conventional loan How did you add value to the deal?